FHA Appraisals

INFINITY APPRAISAL GROUP, LLC is Florida state certified and on the FHA Roster of approved residential appraisers.  This means that we are qualified and approved by the FHA to do appraisals for property loans insured by them. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at INFINITY APPRAISAL GROUP, LLC is well-trained on how to comply with the rules and regulations provided.
 
The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA loan, it means it is backed by them. The lender provides all the financing - the FHA simply secures the loan with mortgage insurance in case the borrower does not pay off his or her loan. Accessible to all purchasers, FHA loan programs are built to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Remember that the lending agency approving a loan backed by the Federal Housing Administration is able to choose which appraisers they will use, unlike the VA appraisal panel.
 
The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the Federal Housing Administration offers are incredibly useful to consumers with less starting income.
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